Kipp Bay Area Schools 401(k) Plan: Login, Facts & Contact Information

Kipp Bay Area Schools 401(k) Plan Facts

Plan name
KIPP BAY AREA SCHOOLS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KIPP BAY AREA SCHOOLS
Participants
1,356 (872 active employees)
Former employees with a balance
606
Plan assets
$67,259,604 at Jun 30, 2025
Average account balance
$45,569 across 1,476 accounts
Employer contributions
$2,948,510 in plan year 2024 (33% of all contributions)
Recordkeeper
Empower Annuity Ins. Co. Of America
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jan 1, 2008
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.95 million went into the plan in contributions, $2.95 million of it from the employer (33%).
  • $3.48 million was paid out to participants.
  • Investment and other income added $8.88 million.
  • Administrative expenses were $247,081, about $167 per account.

How the Kipp Bay Area Schools 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019798$22.9 million$1.64 million$1.68 million
2020923$35.1 million$2.01 million$1.88 million
20211,005$32.2 million$2.12 million$2.28 million
20221,160$42.1 million$2.57 million$2.59 million
20231,350$53.2 million$2.71 million$4.00 million
20241,356$67.3 million$2.95 million$3.48 million

Kipp Bay Area Schools 401(k) Contact Information

Phone
510-465-5477
Mailing address
1000 BROADWAY, SUITE 460, OAKLAND CA 94607
Plan sponsor
KIPP BAY AREA SCHOOLS
Employer identification number (EIN)
20-5010766
Plan number
001

Questions about the Kipp Bay Area Schools 401(k)

Does Kipp Bay Area Schools contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.95 million, 33% of all contributions.

Does the Kipp Bay Area Schools 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Kipp Bay Area Schools 401(k) plan?

1,356 participants at the start of plan year 2024, 872 of them active employees, and 606 former employees who still had money in the plan.

What is the average 401(k) balance at Kipp Bay Area Schools?

About $45,569 per account: $67.3 million in plan assets across 1,476 accounts with a balance at the end of plan year 2024.

Who manages the Kipp Bay Area Schools 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS. CO. OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kipp Bay Area Schools. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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