Klosterman Baking Company, Inc. 401(k) Plan: Login, Facts & Contact Information

Klosterman Baking Company, Inc. 401(k) Plan Facts

Plan name
KLOSTERMAN BAKING COMPANY PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KLOSTERMAN BAKING COMPANY, INC.
Participants
1,093 (969 active employees)
Former employees with a balance
186
Plan assets
$21,074,886 at Dec 31, 2024
Average account balance
$21,593 across 976 accounts
Employer contributions
$534,842 in plan year 2024 (23% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1970
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.33 million went into the plan in contributions, $534,842 of it from the employer (23%).
  • $4.45 million was paid out to participants.
  • Investment and other income added $2.47 million.
  • Administrative expenses were $52,004, about $53 per account.

How the Klosterman Baking Company, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019900$18.9 million$415,692$2.47 million
2020990$20.7 million$34,838$479,759
2021901$24.2 million$405,175$1.62 million
2022914$20.9 million$652,024$2.29 million
20231,021$20.8 million$461,310$5.36 million
20241,093$21.1 million$534,842$4.45 million

Klosterman Baking Company, Inc. 401(k) Contact Information

Phone
513-242-1004
Mailing address
4760 PADDOCK ROAD, CINCINNATI OH 45229
Plan sponsor
KLOSTERMAN BAKING COMPANY, INC.
Employer identification number (EIN)
31-0625594
Plan number
001

Questions about the Klosterman Baking Company, Inc. 401(k)

Does Klosterman Baking Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $534,842, 23% of all contributions.

Does the Klosterman Baking Company, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Klosterman Baking Company, Inc 401(k) plan?

1,093 participants at the start of plan year 2024, 969 of them active employees, and 186 former employees who still had money in the plan.

What is the average 401(k) balance at Klosterman Baking Company, Inc?

About $21,593 per account: $21.1 million in plan assets across 976 accounts with a balance at the end of plan year 2024.

Who manages the Klosterman Baking Company, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Klosterman Baking Company, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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