Kowalski Companies, Inc. 401(k) Plan: Login, Facts & Contact Information

Kowalski Companies, Inc. 401(k) Plan Facts

Plan name
KOWALSKI COMPANIES, INC. 401(K) PLAN FOR UNION EMPLOYEES
Plan type
401(k) and profit sharing
Plan sponsor
KOWALSKI COMPANIES, INC.
Participants
810 (651 active employees)
Former employees with a balance
176
Plan assets
$15,806,857 at Dec 31, 2024
Average account balance
$29,656 across 533 accounts
Employer contributions
$976,860 in plan year 2024 (66% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2002
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.49 million went into the plan in contributions, $976,860 of it from the employer (66%).
  • $546,629 was paid out to participants.
  • Investment and other income added $1.63 million.
  • Administrative expenses were $1,530, about $3 per account.

How the Kowalski Companies, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019655$7.33 million$792,075$261,701
2020645$9.56 million$805,506$238,917
2021704$11.6 million$805,601$629,254
2022710$10.8 million$803,443$290,254
2023723$13.3 million$789,280$711,071
2024810$15.8 million$976,860$546,629

Kowalski Companies, Inc. 401(k) Contact Information

Phone
651-698-4752
Mailing address
3180 SOUTHDALE CENTER, EDINA MN 55435
Plan sponsor
KOWALSKI COMPANIES, INC.
Employer identification number (EIN)
41-1500646
Plan number
002

Questions about the Kowalski Companies, Inc. 401(k)

Does Kowalski Companies, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $976,860 in employer contributions for plan year 2024.

Does the Kowalski Companies, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Kowalski Companies, Inc 401(k) plan?

810 participants at the start of plan year 2024, 651 of them active employees, and 176 former employees who still had money in the plan.

What is the average 401(k) balance at Kowalski Companies, Inc?

About $29,656 per account: $15.8 million in plan assets across 533 accounts with a balance at the end of plan year 2024.

Who manages the Kowalski Companies, Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kowalski Companies, Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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