Kwik Trip, Inc. 401(k) Plan: Login, Facts & Contact Information

Kwik Trip, Inc. 401(k) Plan Facts

Plan name
KWIK TRIP PROFIT SHARING 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KWIK TRIP, INC.
Participants
34,885 (27,129 active employees)
Former employees with a balance
3,549
Plan assets
$1,113,873,487 at Sep 30, 2025
Average account balance
$36,682 across 30,366 accounts
Employer contributions
$59,572,496 in plan year 2024 (39% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 8, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $151.7 million went into the plan in contributions, $59.6 million of it from the employer (39%).
  • $88.4 million was paid out to participants.
  • Investment and other income added $126.5 million.
  • Administrative expenses were $1.77 million, about $58 per account.

How the Kwik Trip, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201919,233$452.3 million$28.6 million$27.4 million
202021,574$588.0 million$32.3 million$33.2 million
202123,872$527.0 million$33.3 million$44.5 million
202228,955$687.4 million$57.7 million$47.1 million
202333,083$925.8 million$53.4 million$68.2 million
202434,885$1.11 billion$59.6 million$88.4 million

Kwik Trip, Inc. 401(k) Contact Information

Phone
608-793-6000
Mailing address
1626 OAK STREET P.O. BOX 2107, LA CROSSE WI 546022107
Plan sponsor
KWIK TRIP, INC.
Employer identification number (EIN)
39-1036365
Plan number
001

Questions about the Kwik Trip, Inc. 401(k)

Does Kwik Trip, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $59.6 million, 39% of all contributions.

Does the Kwik Trip, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Kwik Trip, Inc 401(k) plan?

34,885 participants at the start of plan year 2024, 27,129 of them active employees, and 3,549 former employees who still had money in the plan.

What is the average 401(k) balance at Kwik Trip, Inc?

About $36,682 per account: $1.11 billion in plan assets across 30,366 accounts with a balance at the end of plan year 2024.

Who manages the Kwik Trip, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kwik Trip, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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