Lake Trust Credit Union 401(k) Plan: Login, Facts & Contact Information
Lake Trust Credit Union 401(k) Login
235 former Lake Trust Credit Union employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Lake Trust Credit Union 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.14 million went into the plan in contributions, $1.57 million of it from the employer (38%).
- $4.64 million was paid out to participants.
- Investment and other income added $6.08 million.
- Administrative expenses were $143,376, about $199 per account.
How the Lake Trust Credit Union 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 627 | $39.4 million | $1.15 million | $3.92 million |
| 2020 | 632 | $44.4 million | $1.20 million | $3.45 million |
| 2021 | 655 | $46.3 million | $1.23 million | $8.19 million |
| 2022 | 679 | $39.1 million | $1.32 million | $2.56 million |
| 2023 | 714 | $47.6 million | $1.43 million | $2.22 million |
| 2024 | 714 | $53.0 million | $1.57 million | $4.64 million |
Lake Trust Credit Union 401(k) Contact Information
Questions about the Lake Trust Credit Union 401(k)
Does Lake Trust Credit Union contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.57 million, 38% of all contributions.
Does the Lake Trust Credit Union 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Lake Trust Credit Union 401(k) plan?
714 participants at the start of plan year 2024, 499 of them active employees, and 235 former employees who still had money in the plan.
What is the average 401(k) balance at Lake Trust Credit Union?
About $73,517 per account: $53.0 million in plan assets across 721 accounts with a balance at the end of plan year 2024.
Who manages the Lake Trust Credit Union 401(k) accounts?
Voya Financial (listed on the filing as VOYA RETIREMENY & ANNUITY CO) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Lake Trust Credit Union. How do I access my 401(k)?
Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.