Lemek, Llc Dba Panera Bread 401(k) Plan: Login, Facts & Contact Information

Lemek, Llc Dba Panera Bread 401(k) Plan Facts

Plan name
LEMEK, LLC DBA PANERA BREAD 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LEMEK, LLC DBA PANERA BREAD
Participants
1,004 (934 active employees)
Former employees with a balance
28
Plan assets
$11,716,052 at Dec 31, 2024
Average account balance
$83,093 across 141 accounts
Employer contributions
$163,597 in plan year 2024 (30% of all contributions)
Recordkeeper
Nwps
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2007
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $542,289 went into the plan in contributions, $163,597 of it from the employer (30%).
  • $907,669 was paid out to participants.
  • Investment and other income added $2.03 million.
  • Administrative expenses were $13,835, about $98 per account.

How the Lemek, Llc Dba Panera Bread 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,125$7.80 million$85,280$797,100
2020973$9.03 million$67,905$1.13 million
2021871$10.5 million$160,225$821,457
2022914$8.76 million$161,191$281,755
2023915$10.1 million$163,184$1.09 million
20241,004$11.7 million$163,597$907,669

Lemek, Llc Dba Panera Bread 401(k) Contact Information

Phone
443-552-0700
Mailing address
8184 LARK BROWN ROAD, ELKRIDGE MD 21075
Plan sponsor
LEMEK, LLC DBA PANERA BREAD
Employer identification number (EIN)
39-1927747
Plan number
001

Questions about the Lemek, Llc Dba Panera Bread 401(k)

Does Lemek, Llc Dba Panera Bread contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $163,597, 30% of all contributions.

Does the Lemek, Llc Dba Panera Bread 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Lemek, Llc Dba Panera Bread 401(k) plan?

1,004 participants at the start of plan year 2024, 934 of them active employees, and 28 former employees who still had money in the plan.

What is the average 401(k) balance at Lemek, Llc Dba Panera Bread?

About $83,093 per account: $11.7 million in plan assets across 141 accounts with a balance at the end of plan year 2024.

Who manages the Lemek, Llc Dba Panera Bread 401(k) accounts?

NWPS is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Lemek, Llc Dba Panera Bread. How do I access my 401(k)?

Your account stays with NWPS after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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