Lima Refining Company 401(k) Plan: Login, Facts & Contact Information

Lima Refining Company 401(k) Plan Facts

Plan name
CENOVUS NON-REPRESENTED 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LIMA REFINING COMPANY
Participants
721 (828 active employees)
Former employees with a balance
77
Plan assets
$183,907,176 at Dec 31, 2024
Average account balance
$232,794 across 790 accounts
Employer contributions
$12,610,769 in plan year 2024 (52% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 3, 2007
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $24.4 million went into the plan in contributions, $12.6 million of it from the employer (52%).
  • $12.1 million was paid out to participants.
  • Investment and other income added $23.3 million.
  • Administrative expenses were $10,453, about $13 per account.

How the Lima Refining Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019337$87.2 million$4.46 million$10.1 million
2020333$107.7 million$4.57 million$5.89 million
2021348$128.3 million$4.44 million$10.2 million
2022355$107.8 million$5.01 million$9.51 million
2023388$146.4 million$9.95 million$9.14 million
2024721$183.9 million$12.6 million$12.1 million

Lima Refining Company 401(k) Contact Information

Phone
419-226-2801
Mailing address
1150 SOUTH METCALF STREET, LIMA OH 45804
Plan sponsor
LIMA REFINING COMPANY
Employer identification number (EIN)
22-3948622
Plan number
003

Questions about the Lima Refining Company 401(k)

Does Lima Refining Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $12.6 million, 52% of all contributions.

Does the Lima Refining Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Lima Refining Company 401(k) plan?

721 participants at the start of plan year 2024, 828 of them active employees, and 77 former employees who still had money in the plan.

What is the average 401(k) balance at Lima Refining Company?

About $232,794 per account: $183.9 million in plan assets across 790 accounts with a balance at the end of plan year 2024.

Who manages the Lima Refining Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Lima Refining Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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