Little River Casino Resort 401(k) Plan: Login, Facts & Contact Information

Little River Casino Resort 401(k) Plan Facts

Plan name
LITTLE RIVER CASINO RESORT 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LITTLE RIVER CASINO RESORT
Participants
733 (648 active employees)
Former employees with a balance
90
Plan assets
$18,751,259 at Dec 31, 2024
Average account balance
$40,852 across 459 accounts
Employer contributions
$700,253 in plan year 2024 (36% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.96 million went into the plan in contributions, $700,253 of it from the employer (36%).
  • $1.35 million was paid out to participants.
  • Investment and other income added $1.24 million.
  • Administrative expenses were $86,629, about $189 per account.

How the Little River Casino Resort 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019856$15.3 million$602,931$1.28 million
2020862$14.8 million$500,842$3.08 million
2021752$16.7 million$571,861$1.35 million
2022721$15.7 million$637,019$829,935
2023717$17.0 million$672,337$2.29 million
2024733$18.8 million$700,253$1.35 million

Little River Casino Resort 401(k) Contact Information

Phone
231-398-3855
Mailing address
2700 ORCHARD HIGHWAY, MANISTEE MI 49660
Plan sponsor
LITTLE RIVER CASINO RESORT
Employer identification number (EIN)
26-1496703
Plan number
002

Questions about the Little River Casino Resort 401(k)

Does Little River Casino Resort contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $700,253, 36% of all contributions.

Does the Little River Casino Resort 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Little River Casino Resort 401(k) plan?

733 participants at the start of plan year 2024, 648 of them active employees, and 90 former employees who still had money in the plan.

What is the average 401(k) balance at Little River Casino Resort?

About $40,852 per account: $18.8 million in plan assets across 459 accounts with a balance at the end of plan year 2024.

Who manages the Little River Casino Resort 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Little River Casino Resort. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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