Loram Maintenance Of Way, Inc. 401(k) Plan: Login, Facts & Contact Information
Loram Maintenance Of Way, Inc. 401(k) Login
488 former Loram Maintenance Of Way, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Loram Maintenance Of Way, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $18.8 million went into the plan in contributions, $8.61 million of it from the employer (46%).
- $18.7 million was paid out to participants.
- Investment and other income added $21.0 million.
- Administrative expenses were $192,423, about $124 per account.
How the Loram Maintenance Of Way, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,189 | $120.2 million | $5.47 million | $8.42 million |
| 2020 | 1,363 | $136.5 million | $5.71 million | $13.3 million |
| 2021 | 1,231 | $149.5 million | $5.49 million | $16.7 million |
| 2022 | 1,303 | $124.7 million | $6.02 million | $12.5 million |
| 2023 | 1,409 | $147.7 million | $6.64 million | $14.2 million |
| 2024 | 1,397 | $167.8 million | $8.61 million | $18.7 million |
Loram Maintenance Of Way, Inc. 401(k) Contact Information
Questions about the Loram Maintenance Of Way, Inc. 401(k)
Does Loram Maintenance Of Way, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.61 million, 46% of all contributions.
Does the Loram Maintenance Of Way, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Loram Maintenance Of Way, Inc 401(k) plan?
1,397 participants at the start of plan year 2024, 1,082 of them active employees, and 488 former employees who still had money in the plan.
What is the average 401(k) balance at Loram Maintenance Of Way, Inc?
About $108,455 per account: $167.8 million in plan assets across 1,547 accounts with a balance at the end of plan year 2024.
Who manages the Loram Maintenance Of Way, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Loram Maintenance Of Way, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.