Loretto Management Corporation 401(k) Plan: Login, Facts & Contact Information

Loretto Management Corporation 401(k) Plan Facts

Plan name
LORETTO EMPLOYEE 401(K) SAVINGS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
LORETTO MANAGEMENT CORPORATION
Participants
885 (635 active employees)
Former employees with a balance
275
Plan assets
$53,281,213 at Dec 31, 2024
Average account balance
$62,027 across 859 accounts
Employer contributions
$843,284 in plan year 2024 (17% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1988
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.96 million went into the plan in contributions, $843,284 of it from the employer (17%).
  • $4.15 million was paid out to participants.
  • Investment and other income added $5.57 million.
  • Administrative expenses were $18,489, about $22 per account.

How the Loretto Management Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019836$34.4 million$891,570$1.99 million
2020873$42.7 million$941,763$1.89 million
2021834$47.4 million$52,821$3.77 million
2022835$39.1 million$684,466$4.23 million
2023871$46.9 million$649,636$3.31 million
2024885$53.3 million$843,284$4.15 million

Loretto Management Corporation 401(k) Contact Information

Phone
315-413-3276
Mailing address
700 EAST BRIGHTON AVENUE, SYRACUSE NY 13205
Plan sponsor
LORETTO MANAGEMENT CORPORATION
Employer identification number (EIN)
22-2873640
Plan number
003

Questions about the Loretto Management Corporation 401(k)

Does Loretto Management Corporation contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $843,284 in employer contributions for plan year 2024.

Does the Loretto Management Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Loretto Management Corporation 401(k) plan?

885 participants at the start of plan year 2024, 635 of them active employees, and 275 former employees who still had money in the plan.

What is the average 401(k) balance at Loretto Management Corporation?

About $62,027 per account: $53.3 million in plan assets across 859 accounts with a balance at the end of plan year 2024.

Who manages the Loretto Management Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Loretto Management Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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