Lowes Companies, Inc. 401(k) Plan: Login, Facts & Contact Information
Lowes Companies, Inc. 401(k) Login
31,809 former Lowes Companies, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Lowes Companies, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 11, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $612.1 million went into the plan in contributions, $195.3 million of it from the employer (32%).
- $1.12 billion was paid out to participants.
- Investment and other income added $986.2 million.
- Administrative expenses were $1.14 million, about $8 per account.
How the Lowes Companies, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 271,827 | $6.61 billion | $162.8 million | $903.6 million |
| 2020 | 305,280 | $7.50 billion | $195.9 million | $1.17 billion |
| 2021 | 340,099 | $9.47 billion | $212.1 million | $1.21 billion |
| 2022 | 323,642 | $7.36 billion | $199.8 million | $1.00 billion |
| 2023 | 332,243 | $8.11 billion | $196.4 million | $949.3 million |
| 2024 | 318,750 | $8.58 billion | $195.3 million | $1.12 billion |
Lowes Companies, Inc. 401(k) Contact Information
Questions about the Lowes Companies, Inc. 401(k)
Does Lowes Companies, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $195.3 million, 32% of all contributions.
Does the Lowes Companies, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Lowes Companies, Inc 401(k) plan?
318,750 participants at the start of plan year 2024, 263,650 of them active employees, and 31,809 former employees who still had money in the plan.
What is the average 401(k) balance at Lowes Companies, Inc?
About $61,071 per account: $8.58 billion in plan assets across 140,573 accounts with a balance at the end of plan year 2024.
Who manages the Lowes Companies, Inc 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Lowes Companies, Inc. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.