M & M Cartage, Inc. 401(k) Plan: Login, Facts & Contact Information

M & M Cartage, Inc. 401(k) Plan Facts

Plan name
M AND M CARTAGE 401K RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
M & M CARTAGE, INC.
Participants
562 (358 active employees)
Former employees with a balance
212
Plan assets
$10,423,061 at Dec 31, 2024
Average account balance
$19,891 across 524 accounts
Employer contributions
$386,633 in plan year 2024 (29% of all contributions)
Recordkeeper
Ascensus Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.33 million went into the plan in contributions, $386,633 of it from the employer (29%).
  • $1.19 million was paid out to participants.
  • Investment and other income added $1.29 million.
  • Administrative expenses were $78,376, about $150 per account.

How the M & M Cartage, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019463$6.93 million$262,413$779,179
2020487$8.00 million$259,424$829,702
2021482$9.50 million$289,122$661,781
2022500$7.28 million$317,284$1.72 million
2023510$9.08 million$354,155$807,023
2024562$10.4 million$386,633$1.19 million

M & M Cartage, Inc. 401(k) Contact Information

Phone
502-456-4586
Mailing address
6220 GEIL LANE, LOUISVILLE KY 40219
Plan sponsor
M & M CARTAGE, INC.
Employer identification number (EIN)
61-0865101
Plan number
001

Questions about the M & M Cartage, Inc. 401(k)

Does M & M Cartage, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $386,633, 29% of all contributions.

Does the M & M Cartage, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the M & M Cartage, Inc 401(k) plan?

562 participants at the start of plan year 2024, 358 of them active employees, and 212 former employees who still had money in the plan.

What is the average 401(k) balance at M & M Cartage, Inc?

About $19,891 per account: $10.4 million in plan assets across 524 accounts with a balance at the end of plan year 2024.

Who manages the M & M Cartage, Inc 401(k) accounts?

Ascensus (listed on the filing as ASCENSUS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at M & M Cartage, Inc. How do I access my 401(k)?

Your account stays with Ascensus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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