M-l Holdings Company 401(k) Plan: Login, Facts & Contact Information

M-l Holdings Company 401(k) Plan Facts

Plan name
M-L HOLDINGS COMPANY RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
M-L HOLDINGS COMPANY
Participants
1,455 (562 active employees)
Former employees with a balance
326
Plan assets
$47,213,222 at Dec 31, 2024
Average account balance
$53,590 across 881 accounts
Employer contributions
$1,634,665 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.67 million went into the plan in contributions, $1.63 million of it from the employer (29%).
  • $5.04 million was paid out to participants.
  • Investment and other income added $5.93 million.
  • Administrative expenses were $145,246, about $165 per account.

How the M-l Holdings Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019610$24.1 million$680,803$1.72 million
2020719$29.3 million$812,754$2.71 million
2021694$36.1 million$1.11 million$2.81 million
2022785$33.9 million$1.86 million$3.64 million
20231,011$40.8 million$1.64 million$5.97 million
20241,455$47.2 million$1.63 million$5.04 million

M-l Holdings Company 401(k) Contact Information

Phone
303-227-4341
Mailing address
1660 S ALBION ST SUITE 800, DENVER CO 80222
Plan sponsor
M-L HOLDINGS COMPANY
Employer identification number (EIN)
52-2047928
Plan number
002

Questions about the M-l Holdings Company 401(k)

Does M-l Holdings Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.63 million, 29% of all contributions.

Does the M-l Holdings Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the M-l Holdings Company 401(k) plan?

1,455 participants at the start of plan year 2024, 562 of them active employees, and 326 former employees who still had money in the plan.

What is the average 401(k) balance at M-l Holdings Company?

About $53,590 per account: $47.2 million in plan assets across 881 accounts with a balance at the end of plan year 2024.

Who manages the M-l Holdings Company 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at M-l Holdings Company. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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