Marco, Inc. 401(k) Plan: Login, Facts & Contact Information

Marco, Inc. 401(k) Plan Facts

Plan name
MARCO TECHNOLOGIES, LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MARCO, INC.
Participants
1,784 (1,273 active employees)
Former employees with a balance
609
Plan assets
$151,401,646 at Dec 31, 2024
Average account balance
$82,598 across 1,833 accounts
Employer contributions
$4,652,456 in plan year 2024 (32% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 11, 1973
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $14.7 million went into the plan in contributions, $4.65 million of it from the employer (32%).
  • $11.1 million was paid out to participants.
  • Investment and other income added $19.2 million.
  • Administrative expenses were $175,582, about $96 per account.

How the Marco, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,501$92.7 million$4.49 million$7.44 million
20201,755$109.2 million$2.69 million$8.57 million
20211,704$124.5 million$4.78 million$13.8 million
20221,713$103.5 million$4.07 million$9.99 million
20231,703$128.7 million$4.38 million$8.41 million
20241,784$151.4 million$4.65 million$11.1 million

Marco, Inc. 401(k) Contact Information

Phone
320-259-3000
Mailing address
4510 HEATHERWOOD ROAD, ST. CLOUD MN 56301
Plan sponsor
MARCO, INC.
Employer identification number (EIN)
41-0991721
Plan number
001

Questions about the Marco, Inc. 401(k)

Does Marco, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.65 million, 32% of all contributions.

Does the Marco, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Marco, Inc 401(k) plan?

1,784 participants at the start of plan year 2024, 1,273 of them active employees, and 609 former employees who still had money in the plan.

What is the average 401(k) balance at Marco, Inc?

About $82,598 per account: $151.4 million in plan assets across 1,833 accounts with a balance at the end of plan year 2024.

Who manages the Marco, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Marco, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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