Massachusetts Institute Of Technology 401(k) Plan: Login, Facts & Contact Information

Massachusetts Institute Of Technology 401(k) Plan Facts

Plan name
MASSACHUSETTS INSTITUTE OF TECHNOLOGY SUPPLEMENTAL 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Participants
26,851 (15,125 active employees)
Former employees with a balance
11,099
Plan assets
$7,720,373,045 at Dec 31, 2024
Average account balance
$301,931 across 25,570 accounts
Employer contributions
$86,145,185 in plan year 2024 (30% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $286.1 million went into the plan in contributions, $86.1 million of it from the employer (30%).
  • $397.8 million was paid out to participants.
  • Investment and other income added $1.00 billion.
  • Administrative expenses were $801,144, about $31 per account.

How the Massachusetts Institute Of Technology 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201923,288$5.45 billion$65.6 million$215.0 million
202024,088$6.30 billion$68.8 million$214.2 million
202124,537$7.06 billion$68.9 million$332.9 million
202224,972$5.81 billion$73.3 million$283.4 million
202325,951$6.83 billion$80.0 million$307.5 million
202426,851$7.72 billion$86.1 million$397.8 million

Massachusetts Institute Of Technology 401(k) Contact Information

Phone
617-253-2734
Mailing address
77 MASSACHUSETTS AVENUE NE49 3142, CAMBRIDGE MA 02139
Plan sponsor
MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Employer identification number (EIN)
04-2103594
Plan number
005

Questions about the Massachusetts Institute Of Technology 401(k)

Does Massachusetts Institute Of Technology contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $86.1 million, 30% of all contributions.

Does the Massachusetts Institute Of Technology 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Massachusetts Institute Of Technology 401(k) plan?

26,851 participants at the start of plan year 2024, 15,125 of them active employees, and 11,099 former employees who still had money in the plan.

What is the average 401(k) balance at Massachusetts Institute Of Technology?

About $301,931 per account: $7.72 billion in plan assets across 25,570 accounts with a balance at the end of plan year 2024.

Who manages the Massachusetts Institute Of Technology 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Massachusetts Institute Of Technology. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 111 HUNTINGTON AVE, BOSTON, MA, 021997610
Headquarter: 860 WINTER STREET, WALTHAM, MA, 024511411
Headquarter: CHESTNUT RUN PLAZA 730/4370-4 974 CENTRE ROAD, WILMINGTON, DE, 19805
Headquarter: PO BOX 30844, ROCHESTER, NY, 146030844
Headquarter: 505 KING AVENUE, COLUMBUS, OH, 43201