Massachusetts Mutual Life Insurance Company 401(k) Plan: Login, Facts & Contact Information

Massachusetts Mutual Life Insurance Company 401(k) Plan Facts

Plan name
MASSMUTUAL THRIFT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
Participants
23,180 (13,678 active employees)
Former employees with a balance
7,938
Plan assets
$4,330,613,063 at Dec 31, 2024
Average account balance
$198,143 across 21,856 accounts
Employer contributions
$63,775,163 in plan year 2024 (26% of all contributions)
Recordkeeper
Fid Inv Inst Ops
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1974
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $241.3 million went into the plan in contributions, $63.8 million of it from the employer (26%).
  • $432.1 million was paid out to participants.
  • Investment and other income added $507.2 million.
  • Administrative expenses were $786,108, about $36 per account.

How the Massachusetts Mutual Life Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201924,675$3.38 billion$58.3 million$190.9 million
202025,026$3.86 billion$60.9 million$214.7 million
202123,256$4.13 billion$51.2 million$429.0 million
202223,641$3.55 billion$60.2 million$274.1 million
202323,626$3.94 billion$58.2 million$383.9 million
202423,180$4.33 billion$63.8 million$432.1 million

Massachusetts Mutual Life Insurance Company 401(k) Contact Information

Phone
617-695-4607
Mailing address
1295 STATE STREET, F105, SPRINGFIELD MA 011110001
Plan sponsor
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
Plan administrator
PLAN ADMINISTRATIVE COMMITTEE
Employer identification number (EIN)
04-1590850
Plan number
004

Questions about the Massachusetts Mutual Life Insurance Company 401(k)

Does Massachusetts Mutual Life Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $63.8 million, 26% of all contributions.

Does the Massachusetts Mutual Life Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Massachusetts Mutual Life Insurance Company 401(k) plan?

23,180 participants at the start of plan year 2024, 13,678 of them active employees, and 7,938 former employees who still had money in the plan.

What is the average 401(k) balance at Massachusetts Mutual Life Insurance Company?

About $198,143 per account: $4.33 billion in plan assets across 21,856 accounts with a balance at the end of plan year 2024.

Who manages the Massachusetts Mutual Life Insurance Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST OPS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Massachusetts Mutual Life Insurance Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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