Mccraw Oil/kwik Chek 401(k) Plan: Login, Facts & Contact Information

Mccraw Oil/kwik Chek 401(k) Plan Facts

Plan name
MCCRAW OIL/KWIK CHEK 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
MCCRAW OIL/KWIK CHEK
Participants
650 (948 active employees)
Former employees with a balance
56
Plan assets
$9,056,741 at Dec 31, 2024
Average account balance
$49,221 across 184 accounts
Employer contributions
$326,218 in plan year 2024 (33% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2002
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $986,682 went into the plan in contributions, $326,218 of it from the employer (33%).
  • $470,201 was paid out to participants.
  • Investment and other income added $1.14 million.
  • Administrative expenses were $48,488, about $264 per account.

How the Mccraw Oil/kwik Chek 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019601$5.16 million$181,162$292,580
2020577$6.10 million$221,290$606,350
2021707$7.10 million$249,711$588,264
2022569$6.08 million$272,659$686,930
2023626$7.45 million$316,631$585,123
2024650$9.06 million$326,218$470,201

Mccraw Oil/kwik Chek 401(k) Contact Information

Phone
903-583-7484
Mailing address
PO BOX 220, BONHAM TX 75418
Plan sponsor
MCCRAW OIL/KWIK CHEK
Employer identification number (EIN)
75-1622292
Plan number
001

Questions about the Mccraw Oil/kwik Chek 401(k)

Does Mccraw Oil/kwik Chek contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $326,218, 33% of all contributions.

Does the Mccraw Oil/kwik Chek 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mccraw Oil/kwik Chek 401(k) plan?

650 participants at the start of plan year 2024, 948 of them active employees, and 56 former employees who still had money in the plan.

What is the average 401(k) balance at Mccraw Oil/kwik Chek?

About $49,221 per account: $9.06 million in plan assets across 184 accounts with a balance at the end of plan year 2024.

Who manages the Mccraw Oil/kwik Chek 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mccraw Oil/kwik Chek. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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