Mccreary Modern, Inc. 401(k) Plan: Login, Facts & Contact Information

Mccreary Modern, Inc. 401(k) Plan Facts

Plan name
MCCREARY MODERN, INC. EMPLOYEES' 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MCCREARY MODERN, INC.
Participants
880 (738 active employees)
Former employees with a balance
77
Plan assets
$43,147,976 at Dec 31, 2024
Average account balance
$54,549 across 791 accounts
Employer contributions
$551,501 in plan year 2024 (16% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1988
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.43 million went into the plan in contributions, $551,501 of it from the employer (16%).
  • $4.89 million was paid out to participants.
  • Investment and other income added $4.87 million.
  • Administrative expenses were $169,257, about $214 per account.

How the Mccreary Modern, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019790$33.4 million$406,083$3.69 million
2020851$38.5 million$464,246$2.92 million
2021868$41.3 million$485,868$5.07 million
2022921$34.7 million$546,773$3.77 million
2023949$39.9 million$541,958$4.40 million
2024880$43.1 million$551,501$4.89 million

Mccreary Modern, Inc. 401(k) Contact Information

Phone
828-468-2010
Mailing address
PO BOX 130 2564 HWY 321 SOUTH, NEWTON NC 28658
Plan sponsor
MCCREARY MODERN, INC.
Employer identification number (EIN)
56-1497443
Plan number
001

Questions about the Mccreary Modern, Inc. 401(k)

Does Mccreary Modern, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $551,501, 16% of all contributions.

Does the Mccreary Modern, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mccreary Modern, Inc 401(k) plan?

880 participants at the start of plan year 2024, 738 of them active employees, and 77 former employees who still had money in the plan.

What is the average 401(k) balance at Mccreary Modern, Inc?

About $54,549 per account: $43.1 million in plan assets across 791 accounts with a balance at the end of plan year 2024.

Who manages the Mccreary Modern, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mccreary Modern, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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