Mcelroy Truck Lines, Inc 401(k) Plan: Login, Facts & Contact Information

Mcelroy Truck Lines, Inc 401(k) Plan Facts

Plan name
MCELROY GROUP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MCELROY TRUCK LINES, INC
Participants
642 (555 active employees)
Former employees with a balance
54
Plan assets
$9,924,764 at Dec 31, 2024
Average account balance
$38,320 across 259 accounts
Employer contributions
$278,375 in plan year 2024 (24% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.16 million went into the plan in contributions, $278,375 of it from the employer (24%).
  • $1.10 million was paid out to participants.
  • Investment and other income added $1.07 million.
  • Administrative expenses were $981, about $4 per account.

How the Mcelroy Truck Lines, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019835$6.72 million$164,681$643,187
2020831$8.30 million$158,527$595,887
2021703$8.38 million$123,288$1.02 million
2022610$7.59 million$225,212$561,228
2023614$8.79 million$287,458$1.13 million
2024642$9.92 million$278,375$1.10 million

Mcelroy Truck Lines, Inc 401(k) Contact Information

Phone
205-392-5579
Mailing address
111 US HWY 80 SPUR ROAD, CUBA AL 36907
Plan sponsor
MCELROY TRUCK LINES, INC
Employer identification number (EIN)
63-0575574
Plan number
001

Questions about the Mcelroy Truck Lines, Inc 401(k)

Does Mcelroy Truck Lines, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $278,375, 24% of all contributions.

Does the Mcelroy Truck Lines, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mcelroy Truck Lines, Inc 401(k) plan?

642 participants at the start of plan year 2024, 555 of them active employees, and 54 former employees who still had money in the plan.

What is the average 401(k) balance at Mcelroy Truck Lines, Inc?

About $38,320 per account: $9.92 million in plan assets across 259 accounts with a balance at the end of plan year 2024.

Who manages the Mcelroy Truck Lines, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mcelroy Truck Lines, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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