Mckamey & Gates Inc. D/b/a Toyota South Inc. 401(k) Plan: Login, Facts & Contact Information

Mckamey & Gates Inc. D/b/a Toyota South Inc. 401(k) Plan Facts

Plan name
TOYOTA SOUTH/GATES NISSAN 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MCKAMEY & GATES INC. D/B/A TOYOTA SOUTH INC.
Participants
185 (184 active employees)
Plan assets
$3,439,789 at Dec 31, 2024
Average account balance
$73,187 across 47 accounts
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $398,050 went into the plan in contributions.
  • $98,018 was paid out to participants.
  • Investment and other income added $390,258.

How the Mckamey & Gates Inc. D/b/a Toyota South Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019146$1.63 million—$21,803
2020165$1.91 million—$246,014
2021173$2.42 million—$62,439
2022192$2.17 million—$129,143
2023197$2.86 million—$59,531
2024185$3.44 million—$98,018

Mckamey & Gates Inc. D/b/a Toyota South Inc. 401(k) Contact Information

Phone
859-624-1313
Mailing address
961 FOUR MILE RD, RICHMOND KY 40475
Plan sponsor
MCKAMEY & GATES INC. D/B/A TOYOTA SOUTH INC.
Employer identification number (EIN)
61-1148269
Plan number
001

Questions about the Mckamey & Gates Inc. D/b/a Toyota South Inc. 401(k)

Does Mckamey & Gates Inc. D/b/a Toyota South Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Mckamey & Gates Inc. D/b/a Toyota South Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mckamey & Gates Inc. D/b/a Toyota South Inc 401(k) plan?

185 participants at the start of plan year 2024, 184 of them active employees.

What is the average 401(k) balance at Mckamey & Gates Inc. D/b/a Toyota South Inc?

About $73,187 per account: $3.44 million in plan assets across 47 accounts with a balance at the end of plan year 2024.

Who manages the Mckamey & Gates Inc. D/b/a Toyota South Inc 401(k) accounts?

John Hancock is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mckamey & Gates Inc. D/b/a Toyota South Inc. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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