Mcvay Brothers Contractors Inc. 401(k) Plan: Login, Facts & Contact Information

Mcvay Brothers Contractors Inc. 401(k) Plan Facts

Plan name
MCVAY BROTHERS CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MCVAY BROTHERS CONTRACTORS INC
Participants
649 (221 active employees)
Former employees with a balance
263
Plan assets
$3,872,650 at Dec 31, 2024
Average account balance
$9,332 across 415 accounts
Employer contributions
$162,261 in plan year 2024 (26% of all contributions)
Recordkeeper
Equitable
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1981
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $629,545 went into the plan in contributions, $162,261 of it from the employer (26%).
  • $156,751 was paid out to participants.
  • Investment and other income added $415,513.
  • Administrative expenses were $61,039, about $147 per account.

How the Mcvay Brothers Contractors Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019130$1.22 million—$200,000
2020165$1.65 million$96,965$22,098
2021211$2.06 million$83,202$69,778
2022356$2.14 million$155,604$69,038
2023485$3.05 million$169,579$144,060
2024649$3.87 million$162,261$156,751

Mcvay Brothers Contractors Inc. 401(k) Contact Information

Phone
509-340-0705
Mailing address
PO BOX 3891, SPOKANE WA 992203891
Plan sponsor
MCVAY BROTHERS CONTRACTORS INC
Employer identification number (EIN)
91-0652022
Plan number
001

Questions about the Mcvay Brothers Contractors Inc. 401(k)

Does Mcvay Brothers Contractors Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $162,261, 26% of all contributions.

Does the Mcvay Brothers Contractors Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mcvay Brothers Contractors Inc 401(k) plan?

649 participants at the start of plan year 2024, 221 of them active employees, and 263 former employees who still had money in the plan.

What is the average 401(k) balance at Mcvay Brothers Contractors Inc?

About $9,332 per account: $3.87 million in plan assets across 415 accounts with a balance at the end of plan year 2024.

Who manages the Mcvay Brothers Contractors Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as EQUITABLE) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mcvay Brothers Contractors Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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