Mechanical Contractors, Inc. 401(k) Plan: Login, Facts & Contact Information

Mechanical Contractors, Inc. 401(k) Plan Facts

Plan name
MECHANICAL CONTRACTORS, LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MECHANICAL CONTRACTORS, LLC
Participants
235 (213 active employees)
Former employees with a balance
21
Plan assets
$21,776,646 at Dec 31, 2024
Average account balance
$156,667 across 139 accounts
Employer contributions
$423,990 in plan year 2024 (30% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.43 million went into the plan in contributions, $423,990 of it from the employer (30%).
  • $2.21 million was paid out to participants.
  • Investment and other income added $3.01 million.
  • Administrative expenses were $53,462, about $385 per account.

How the Mechanical Contractors, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019210$14.4 million$341,392$797,251
2020219$18.3 million$354,239$188,116
2021216$22.1 million$369,709$490,250
2022203$17.7 million$387,153$1.64 million
2023211$19.7 million$389,296$2.69 million
2024235$21.8 million$423,990$2.21 million

Mechanical Contractors, Inc. 401(k) Contact Information

Phone
704-372-2460
Mailing address
PO BOX 562357, CHARLOTTE NC 282562357
Plan sponsor
MECHANICAL CONTRACTORS, LLC
Employer identification number (EIN)
56-0513402
Plan number
001

Questions about the Mechanical Contractors, Inc. 401(k)

Does Mechanical Contractors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $423,990, 30% of all contributions.

Does the Mechanical Contractors, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mechanical Contractors, Inc 401(k) plan?

235 participants at the start of plan year 2024, 213 of them active employees, and 21 former employees who still had money in the plan.

What is the average 401(k) balance at Mechanical Contractors, Inc?

About $156,667 per account: $21.8 million in plan assets across 139 accounts with a balance at the end of plan year 2024.

Who manages the Mechanical Contractors, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mechanical Contractors, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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