Members 1st Federal Credit Union 401(k) Plan: Login, Facts & Contact Information
Members 1st Federal Credit Union 401(k) Login
266 former Members 1st Federal Credit Union employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Members 1st Federal Credit Union 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $19.1 million went into the plan in contributions, $8.59 million of it from the employer (45%).
- $16.6 million was paid out to participants.
- Investment and other income added $20.2 million.
- Administrative expenses were $280,541, about $187 per account.
How the Members 1st Federal Credit Union 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,283 | $63.2 million | $1.97 million | $6.76 million |
| 2020 | 1,277 | $93.9 million | $7.47 million | $5.85 million |
| 2021 | 1,265 | $118.6 million | $7.48 million | $5.52 million |
| 2022 | 1,358 | $105.4 million | $8.22 million | $8.26 million |
| 2023 | 1,513 | $133.7 million | $8.40 million | $10.6 million |
| 2024 | 1,513 | $156.2 million | $8.59 million | $16.6 million |
Members 1st Federal Credit Union 401(k) Contact Information
Questions about the Members 1st Federal Credit Union 401(k)
Does Members 1st Federal Credit Union contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.59 million, 45% of all contributions.
Does the Members 1st Federal Credit Union 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Members 1st Federal Credit Union 401(k) plan?
1,513 participants at the start of plan year 2024, 1,259 of them active employees, and 266 former employees who still had money in the plan.
What is the average 401(k) balance at Members 1st Federal Credit Union?
About $104,241 per account: $156.2 million in plan assets across 1,498 accounts with a balance at the end of plan year 2024.
Who manages the Members 1st Federal Credit Union 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Members 1st Federal Credit Union. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.