Merck & Co., Inc. 401(k) Plan: Login, Facts & Contact Information

Merck & Co., Inc. 401(k) Plan Facts

Plan name
MERCK US SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
MERCK & CO., INC.
Participants
40,572 (29,178 active employees)
Former employees with a balance
11,798
Plan assets
$14,970,916,966 at Dec 31, 2024
Average account balance
$368,488 across 40,628 accounts
Employer contributions
$209,188,698 in plan year 2024 (24% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1959
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $857.4 million went into the plan in contributions, $209.2 million of it from the employer (24%).
  • $1.16 billion was paid out to participants.
  • Investment and other income added $1.84 billion.
  • Administrative expenses were $123,978, about $3 per account.

How the Merck & Co., Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201936,031$11.0 billion$144.2 million$677.2 million
202036,646$12.4 billion$155.3 million$829.1 million
202137,752$13.6 billion$156.2 million$1.25 billion
202238,753$11.5 billion$169.2 million$927.9 million
202339,764$13.4 billion$192.9 million$872.0 million
202440,572$15.0 billion$209.2 million$1.16 billion

Merck & Co., Inc. 401(k) Contact Information

Phone
732-594-4000
Mailing address
126 EAST LINCOLN AVENUE P.O. BOX 2000, RAHWAY NJ 07065
Plan sponsor
MERCK & CO., INC.
Plan administrator
MERCK SHARP & DOHME LLC
Employer identification number (EIN)
22-1918501
Plan number
001

Questions about the Merck & Co., Inc. 401(k)

Does Merck & Co., Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $209.2 million, 24% of all contributions.

Does the Merck & Co., Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Merck & Co., Inc 401(k) plan?

40,572 participants at the start of plan year 2024, 29,178 of them active employees, and 11,798 former employees who still had money in the plan.

What is the average 401(k) balance at Merck & Co., Inc?

About $368,488 per account: $15.0 billion in plan assets across 40,628 accounts with a balance at the end of plan year 2024.

Who manages the Merck & Co., Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Merck & Co., Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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