Midflorida Credit Union 401(k) Plan: Login, Facts & Contact Information

Midflorida Credit Union 401(k) Plan Facts

Plan name
MIDFLORIDA CREDIT UNION CAPITAL ACCUMULATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MIDFLORIDA CREDIT UNION
Participants
1,817 (1,379 active employees)
Former employees with a balance
355
Plan assets
$91,936,763 at Dec 31, 2024
Average account balance
$55,584 across 1,654 accounts
Employer contributions
$2,712,118 in plan year 2024 (33% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.15 million went into the plan in contributions, $2.71 million of it from the employer (33%).
  • $3.36 million was paid out to participants.
  • Investment and other income added $11.6 million.
  • Administrative expenses were $127,061, about $77 per account.

How the Midflorida Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,128$42.0 million$1.69 million$3.67 million
20201,251$58.3 million$2.13 million$3.02 million
20211,340$70.8 million$2.21 million$2.54 million
20221,433$60.3 million$2.31 million$5.05 million
20231,677$75.7 million$2.51 million$3.96 million
20241,817$91.9 million$2.71 million$3.36 million

Midflorida Credit Union 401(k) Contact Information

Phone
863-616-2100
Mailing address
129 S. KENTUCKY AVE., LAKELAND FL 33801
Plan sponsor
MIDFLORIDA CREDIT UNION
Employer identification number (EIN)
59-6194363
Plan number
033

Questions about the Midflorida Credit Union 401(k)

Does Midflorida Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.71 million, 33% of all contributions.

Does the Midflorida Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Midflorida Credit Union 401(k) plan?

1,817 participants at the start of plan year 2024, 1,379 of them active employees, and 355 former employees who still had money in the plan.

What is the average 401(k) balance at Midflorida Credit Union?

About $55,584 per account: $91.9 million in plan assets across 1,654 accounts with a balance at the end of plan year 2024.

Who manages the Midflorida Credit Union 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Midflorida Credit Union. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 501 NW GRAND BLVD, OKLAHOMA CITY, OK, 73118
Headquarter: 255 EXECUTIVE DRIVE, PLAINVIEW, NY, 118031718
Headquarter: 920 WINTER STREET, WALTHAM, MA, 02451
Headquarter: 639 LOYOLA AVE. L-ENT-15N EB AND C, NEW ORLEANS, LA, 70113
Headquarter: 2121 NORTH PEARL STREET, SUITE 300, DALLAS, TX, 75201