Mitchell Grocery Corporation 401(k) Plan: Login, Facts & Contact Information

Mitchell Grocery Corporation 401(k) Plan Facts

Plan name
MITCHELL GROCERY CORPORATION PROFIT SHARING/401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MITCHELL GROCERY CORPORATION
Participants
1,032 (888 active employees)
Former employees with a balance
133
Plan assets
$23,834,627 at Jun 30, 2025
Average account balance
$28,476 across 837 accounts
Employer contributions
$502,803 in plan year 2024 (35% of all contributions)
Recordkeeper
Capital Group Retirement Plan Svcs.
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 1982
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Mar 11, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.43 million went into the plan in contributions, $502,803 of it from the employer (35%).
  • $2.77 million was paid out to participants.
  • Investment and other income added $3.18 million.
  • Administrative expenses were $101,956, about $122 per account.

How the Mitchell Grocery Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,256$17.6 million$500,000$1.23 million
20201,213$21.9 million$500,000$1.22 million
20211,028$18.7 million$500,000$1.76 million
2022973$20.3 million$527,403$1.17 million
2023957$22.1 million$499,606$2.03 million
20241,032$23.8 million$502,803$2.77 million

Mitchell Grocery Corporation 401(k) Contact Information

Phone
256-891-5436
Mailing address
P.O. BOX 370, ALBERTVILLE AL 35950
Plan sponsor
MITCHELL GROCERY CORPORATION
Employer identification number (EIN)
63-0499227
Plan number
002

Questions about the Mitchell Grocery Corporation 401(k)

Does Mitchell Grocery Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $502,803, 35% of all contributions.

Does the Mitchell Grocery Corporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mitchell Grocery Corporation 401(k) plan?

1,032 participants at the start of plan year 2024, 888 of them active employees, and 133 former employees who still had money in the plan.

What is the average 401(k) balance at Mitchell Grocery Corporation?

About $28,476 per account: $23.8 million in plan assets across 837 accounts with a balance at the end of plan year 2024.

Who manages the Mitchell Grocery Corporation 401(k) accounts?

Capital Group / American Funds (listed on the filing as CAPITAL GROUP RETIREMENT PLAN SVCS.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mitchell Grocery Corporation. How do I access my 401(k)?

Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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