Monarch Casino & Resort, Inc. 401(k) Plan: Login, Facts & Contact Information

Monarch Casino & Resort, Inc. 401(k) Plan Facts

Plan name
MONARCH CASINO & RESORT, INC. 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MONARCH CASINO & RESORT, INC.
Participants
2,824 (3,378 active employees)
Former employees with a balance
365
Plan assets
$42,989,734 at Dec 31, 2024
Average account balance
$34,810 across 1,235 accounts
Employer contributions
$815,419 in plan year 2024 (13% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.18 million went into the plan in contributions, $815,419 of it from the employer (13%).
  • $3.98 million was paid out to participants.
  • Investment and other income added $4.59 million.
  • Administrative expenses were $129,920, about $105 per account.

How the Monarch Casino & Resort, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,097$27.9 million$458,288$2.00 million
20202,257$28.6 million$423,345$5.36 million
20212,314$34.2 million$587,155$2.69 million
20222,886$31.4 million$768,637$2.45 million
20232,637$36.4 million$283$4.29 million
20242,824$43.0 million$815,419$3.98 million

Monarch Casino & Resort, Inc. 401(k) Contact Information

Phone
775-825-4700
Mailing address
3800 S. VIRGINIA STREET, RENO NV 89502
Plan sponsor
MONARCH CASINO & RESORT, INC.
Employer identification number (EIN)
88-0300760
Plan number
001

Questions about the Monarch Casino & Resort, Inc. 401(k)

Does Monarch Casino & Resort, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $815,419, 13% of all contributions.

Does the Monarch Casino & Resort, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Monarch Casino & Resort, Inc 401(k) plan?

2,824 participants at the start of plan year 2024, 3,378 of them active employees, and 365 former employees who still had money in the plan.

What is the average 401(k) balance at Monarch Casino & Resort, Inc?

About $34,810 per account: $43.0 million in plan assets across 1,235 accounts with a balance at the end of plan year 2024.

Who manages the Monarch Casino & Resort, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Monarch Casino & Resort, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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