Mortgage Contracting Services, Llc 401(k) Plan: Login, Facts & Contact Information

Mortgage Contracting Services, Llc 401(k) Plan Facts

Plan name
MCS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MORTGAGE CONTRACTING SERVICES LLC
Participants
504 (492 active employees)
Former employees with a balance
79
Plan assets
$14,055,415 at Dec 31, 2024
Average account balance
$46,235 across 304 accounts
Employer contributions
$507,008 in plan year 2024 (20% of all contributions)
Recordkeeper
Alerus Financial, N.a.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2008
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.48 million went into the plan in contributions, $507,008 of it from the employer (20%).
  • $1.31 million was paid out to participants.
  • Investment and other income added $1.85 million.
  • Administrative expenses were $14,024, about $46 per account.

How the Mortgage Contracting Services, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019708$10.6 million$386,766$1.23 million
2020629$12.4 million$412,029$1.36 million
2021503$12.9 million$366,697$2.85 million
2022428$10.3 million$362,980$1.67 million
2023509$11.0 million$383,803$2.27 million
2024504$14.1 million$507,008$1.31 million

Mortgage Contracting Services, Llc 401(k) Contact Information

Phone
469-771-5162
Mailing address
350 HIGHLAND DR SUITE 100, LEWISVILLE TX 75067
Plan sponsor
MORTGAGE CONTRACTING SERVICES LLC
Employer identification number (EIN)
20-2942221
Plan number
001

Questions about the Mortgage Contracting Services, Llc 401(k)

Does Mortgage Contracting Services, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $507,008, 20% of all contributions.

Does the Mortgage Contracting Services, Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mortgage Contracting Services, Llc 401(k) plan?

504 participants at the start of plan year 2024, 492 of them active employees, and 79 former employees who still had money in the plan.

What is the average 401(k) balance at Mortgage Contracting Services, Llc?

About $46,235 per account: $14.1 million in plan assets across 304 accounts with a balance at the end of plan year 2024.

Who manages the Mortgage Contracting Services, Llc 401(k) accounts?

Alerus (listed on the filing as ALERUS FINANCIAL, N.A.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mortgage Contracting Services, Llc. How do I access my 401(k)?

Your account stays with Alerus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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