Mountain America Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Mountain America Federal Credit Union 401(k) Plan Facts

Plan name
MOUNTAIN AMERICA FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MOUNTAIN AMERICA FEDERAL CREDIT UNION
Participants
4,040 (3,514 active employees)
Former employees with a balance
760
Plan assets
$246,898,065 at Dec 31, 2024
Average account balance
$59,494 across 4,150 accounts
Employer contributions
$10,964,025 in plan year 2024 (36% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2000
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $30.2 million went into the plan in contributions, $11.0 million of it from the employer (36%).
  • $18.0 million was paid out to participants.
  • Investment and other income added $29.2 million.
  • Administrative expenses were $406,577, about $98 per account.

How the Mountain America Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,613$119.0 million$6.27 million$5.65 million
20202,882$150.7 million$7.42 million$7.06 million
20213,159$182.5 million$8.37 million$14.4 million
20223,472$162.0 million$9.01 million$10.9 million
20233,808$206.0 million$9.26 million$12.8 million
20244,040$246.9 million$11.0 million$18.0 million

Mountain America Federal Credit Union 401(k) Contact Information

Phone
801-325-6546
Mailing address
9800 S MONROE STREET, SANDY UT 84070
Plan sponsor
MOUNTAIN AMERICA FEDERAL CREDIT UNION
Employer identification number (EIN)
87-0172956
Plan number
001

Questions about the Mountain America Federal Credit Union 401(k)

Does Mountain America Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $11.0 million, 36% of all contributions.

Does the Mountain America Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mountain America Federal Credit Union 401(k) plan?

4,040 participants at the start of plan year 2024, 3,514 of them active employees, and 760 former employees who still had money in the plan.

What is the average 401(k) balance at Mountain America Federal Credit Union?

About $59,494 per account: $246.9 million in plan assets across 4,150 accounts with a balance at the end of plan year 2024.

Who manages the Mountain America Federal Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mountain America Federal Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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