Msc Cruisesusa, Inc. 401(k) Plan: Login, Facts & Contact Information

Msc Cruisesusa, Inc. 401(k) Plan Facts

Plan name
MSC CRUISES (USA) LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MSC CRUISESUSA LLC
Participants
445 (445 active employees)
Former employees with a balance
50
Plan assets
$12,930,996 at Dec 31, 2024
Average account balance
$38,145 across 339 accounts
Employer contributions
$1,077,924 in plan year 2024 (28% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 2004
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.89 million went into the plan in contributions, $1.08 million of it from the employer (28%).
  • $763,410 was paid out to participants.
  • Investment and other income added $1.37 million.
  • Administrative expenses were $78,701, about $232 per account.

How the Msc Cruisesusa, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019209$3.79 million$208,131$615,618
2020269$4.11 million$267,914$1.15 million
2021161$5.08 million$278,886$538,965
2022165$4.87 million$459,509$1.41 million
2023293$8.52 million$762,337$1.62 million
2024445$12.9 million$1.08 million$763,410

Msc Cruisesusa, Inc. 401(k) Contact Information

Phone
954-772-6262
Mailing address
6451 N. FEDERAL HWY., SUITE 600, FT. LAUDERDALE FL 33308
Plan sponsor
MSC CRUISESUSA LLC
Employer identification number (EIN)
52-2442243
Plan number
001

Questions about the Msc Cruisesusa, Inc. 401(k)

Does Msc Cruisesusa, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.08 million, 28% of all contributions.

Does the Msc Cruisesusa, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Msc Cruisesusa, Inc 401(k) plan?

445 participants at the start of plan year 2024, 445 of them active employees, and 50 former employees who still had money in the plan.

What is the average 401(k) balance at Msc Cruisesusa, Inc?

About $38,145 per account: $12.9 million in plan assets across 339 accounts with a balance at the end of plan year 2024.

Who manages the Msc Cruisesusa, Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Msc Cruisesusa, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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