Mutual Trading Company, Inc. 401(k) Plan: Login, Facts & Contact Information

Mutual Trading Company, Inc. 401(k) Plan Facts

Plan name
MTC RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MUTUAL TRADING COMPANY, INC.
Participants
821 (768 active employees)
Former employees with a balance
105
Plan assets
$42,370,588 at Dec 31, 2024
Average account balance
$62,771 across 675 accounts
Employer contributions
$1,682,355 in plan year 2024 (35% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2011
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.81 million went into the plan in contributions, $1.68 million of it from the employer (35%).
  • $1.84 million was paid out to participants.
  • Investment and other income added $4.35 million.
  • Administrative expenses were $183,425, about $272 per account.

How the Mutual Trading Company, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019666$23.2 million$516,654$1.00 million
2020702$27.7 million$347,296$1.06 million
2021744$32.6 million$784,444$1.61 million
2022652$28.3 million$1.19 million$2.96 million
2023688$35.0 million$1.56 million$1.53 million
2024821$42.4 million$1.68 million$1.84 million

Mutual Trading Company, Inc. 401(k) Contact Information

Phone
213-626-9458
Mailing address
4200 SHIRLEY AVE, EL MONTE CA 91731
Plan sponsor
MUTUAL TRADING COMPANY, INC.
Employer identification number (EIN)
95-1034280
Plan number
003

Questions about the Mutual Trading Company, Inc. 401(k)

Does Mutual Trading Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.68 million, 35% of all contributions.

Does the Mutual Trading Company, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mutual Trading Company, Inc 401(k) plan?

821 participants at the start of plan year 2024, 768 of them active employees, and 105 former employees who still had money in the plan.

What is the average 401(k) balance at Mutual Trading Company, Inc?

About $62,771 per account: $42.4 million in plan assets across 675 accounts with a balance at the end of plan year 2024.

Who manages the Mutual Trading Company, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mutual Trading Company, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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