National Railroad Passenger Corporation 401(k) Plan: Login, Facts & Contact Information
National Railroad Passenger Corporation 401(k) Login
1,226 former National Railroad Passenger Corporation employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
National Railroad Passenger Corporation 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $100.7 million went into the plan in contributions.
- $92.2 million was paid out to participants.
- Investment and other income added $105.8 million.
- Administrative expenses were $1.14 million, about $66 per account.
How the National Railroad Passenger Corporation 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 19,630 | $755.7 million | $2,204 | $69.2 million |
| 2020 | 18,919 | $761.1 million | $0 | $134.2 million |
| 2021 | 17,622 | $860.1 million | $0 | $61.4 million |
| 2022 | 17,296 | $734.8 million | $0 | $72.2 million |
| 2023 | 19,081 | $860.9 million | $13,170 | $77.1 million |
| 2024 | 21,092 | $973.9 million | $0 | $92.2 million |
National Railroad Passenger Corporation 401(k) Contact Information
Questions about the National Railroad Passenger Corporation 401(k)
Does National Railroad Passenger Corporation contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500.
Does the National Railroad Passenger Corporation 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the National Railroad Passenger Corporation 401(k) plan?
21,092 participants at the start of plan year 2024, 19,929 of them active employees, and 1,226 former employees who still had money in the plan.
What is the average 401(k) balance at National Railroad Passenger Corporation?
About $56,341 per account: $973.9 million in plan assets across 17,285 accounts with a balance at the end of plan year 2024.
Who manages the National Railroad Passenger Corporation 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at National Railroad Passenger Corporation. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.