National Rural Electric Cooperative Association 401(k) Plan: Login, Facts & Contact Information
National Rural Electric Cooperative Association 401(k) Login
15,936 former National Rural Electric Cooperative Association employees still have money in this plan.
We don't have a verified login link for this plan's recordkeeper (Nreca). Beagle can locate your account.
Retirement plan providers can change. This information is from the plan's 2024 filing.
National Rural Electric Cooperative Association 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $862.7 million went into the plan in contributions, $274.0 million of it from the employer (32%).
- $1.05 billion was paid out to participants.
- Investment and other income added $2.10 billion.
- Administrative expenses were $47.3 million, about $594 per account.
How the National Rural Electric Cooperative Association 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 71,247 | $12.1 billion | $188.0 million | $730.1 million |
| 2020 | 73,192 | $13.6 billion | $203.4 million | $758.9 million |
| 2021 | 80,270 | $15.3 billion | $212.5 million | $1.05 billion |
| 2022 | 77,931 | $13.0 billion | $227.7 million | $1.04 billion |
| 2023 | 80,480 | $15.0 billion | $249.9 million | $1.04 billion |
| 2024 | 80,880 | $16.8 billion | $274.0 million | $1.05 billion |
National Rural Electric Cooperative Association 401(k) Contact Information
Questions about the National Rural Electric Cooperative Association 401(k)
Does National Rural Electric Cooperative Association contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $274.0 million, 32% of all contributions.
Does the National Rural Electric Cooperative Association 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the National Rural Electric Cooperative Association 401(k) plan?
80,880 participants at the start of plan year 2024, 61,593 of them active employees, and 15,936 former employees who still had money in the plan.
What is the average 401(k) balance at National Rural Electric Cooperative Association?
About $211,367 per account: $16.8 billion in plan assets across 79,674 accounts with a balance at the end of plan year 2024.
Who manages the National Rural Electric Cooperative Association 401(k) accounts?
NRECA is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at National Rural Electric Cooperative Association. How do I access my 401(k)?
Your account stays with NRECA after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.