Navajo Engineering And Construction Authority 401(k) Plan: Login, Facts & Contact Information

Navajo Engineering And Construction Authority 401(k) Plan Facts

Plan name
401(K) PROFIT-SHARING PLAN FOR EMPLOYEES OF NAVAJO ENGINEERING AND CONSTRUCTION AUTHORITY
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
NAVAJO ENGINEERING AND CONSTRUCTION AUTHORITY
Participants
588 (344 active employees)
Former employees with a balance
269
Plan assets
$21,417,035 at Sep 30, 2025
Average account balance
$34,104 across 628 accounts
Employer contributions
$1,061,578 in plan year 2024 (62% of all contributions)
Recordkeeper
Mutual Of America Investment Corp
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1982
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jun 30, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.72 million went into the plan in contributions, $1.06 million of it from the employer (62%).
  • $2.45 million was paid out to participants.
  • Investment and other income added $2.12 million.
  • Administrative expenses were $4,181, about $7 per account.

How the Navajo Engineering And Construction Authority 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019480$15.3 million$731,924$525,777
2020537$18.7 million$935,299$1.22 million
2021563$15.4 million$380,482$1.61 million
2022545$16.8 million$319,794$1.44 million
2023622$20.0 million$867,034$1.84 million
2024588$21.4 million$1.06 million$2.45 million

Navajo Engineering And Construction Authority 401(k) Contact Information

Phone
505-210-7070
Mailing address
PO BOX 969, SHIPROCK NM 874200969
Plan sponsor
NAVAJO ENGINEERING AND CONSTRUCTION AUTHORITY
Employer identification number (EIN)
85-0412344
Plan number
001

Questions about the Navajo Engineering And Construction Authority 401(k)

Does Navajo Engineering And Construction Authority contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.06 million, 62% of all contributions.

Does the Navajo Engineering And Construction Authority 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Navajo Engineering And Construction Authority 401(k) plan?

588 participants at the start of plan year 2024, 344 of them active employees, and 269 former employees who still had money in the plan.

What is the average 401(k) balance at Navajo Engineering And Construction Authority?

About $34,104 per account: $21.4 million in plan assets across 628 accounts with a balance at the end of plan year 2024.

Who manages the Navajo Engineering And Construction Authority 401(k) accounts?

Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Navajo Engineering And Construction Authority. How do I access my 401(k)?

Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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