Navient Corporation 401(k) Plan: Login, Facts & Contact Information
Navient Corporation 401(k) Login
2,952 former Navient Corporation employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Navient Corporation 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $30.5 million went into the plan in contributions, $10.3 million of it from the employer (34%).
- $168.9 million was paid out to participants.
- Investment and other income added $111.1 million.
- Administrative expenses were $153,868, about $33 per account.
How the Navient Corporation 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 9,216 | $631.4 million | $14.1 million | $72.4 million |
| 2020 | 8,692 | $725.7 million | $14.5 million | $53.5 million |
| 2021 | 8,165 | $824.9 million | $14.9 million | $67.6 million |
| 2022 | 9,280 | $642.1 million | $13.2 million | $78.8 million |
| 2023 | 7,325 | $721.9 million | $12.2 million | $79.5 million |
| 2024 | 6,458 | $694.0 million | $10.3 million | $168.9 million |
Navient Corporation 401(k) Contact Information
Questions about the Navient Corporation 401(k)
Does Navient Corporation contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $10.3 million, 34% of all contributions.
Does the Navient Corporation 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Navient Corporation 401(k) plan?
6,458 participants at the start of plan year 2024, 1,698 of them active employees, and 2,952 former employees who still had money in the plan.
What is the average 401(k) balance at Navient Corporation?
About $148,709 per account: $694.0 million in plan assets across 4,667 accounts with a balance at the end of plan year 2024.
Who manages the Navient Corporation 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Navient Corporation. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.