Nd Paper Inc. 401(k) Plan: Login, Facts & Contact Information

Nd Paper Inc. 401(k) Plan Facts

Plan name
ND PAPER RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ND PAPER INC.
Participants
1,000 (330 active employees)
Former employees with a balance
278
Plan assets
$85,140,889 at Dec 31, 2024
Average account balance
$143,335 across 594 accounts
Employer contributions
$2,218,594 in plan year 2024 (29% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2015
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.67 million went into the plan in contributions, $2.22 million of it from the employer (29%).
  • $18.8 million was paid out to participants.
  • Investment and other income added $10.9 million.
  • Administrative expenses were $79,882, about $134 per account.

How the Nd Paper Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019421$72.7 million$2.96 million$4.11 million
2020600$89.1 million$3.35 million$8.18 million
2021649$97.6 million$3.19 million$14.4 million
2022855$81.7 million$4.14 million$14.7 million
2023934$84.9 million$3.40 million$22.3 million
20241,000$85.1 million$2.22 million$18.8 million

Nd Paper Inc. 401(k) Contact Information

Phone
937-528-3870
Mailing address
2001 SPRING RD SUITE 500, OAK BROOK IL 60523
Plan sponsor
ND PAPER INC.
Employer identification number (EIN)
47-2267105
Plan number
002

Questions about the Nd Paper Inc. 401(k)

Does Nd Paper Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.22 million, 29% of all contributions.

Does the Nd Paper Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Nd Paper Inc 401(k) plan?

1,000 participants at the start of plan year 2024, 330 of them active employees, and 278 former employees who still had money in the plan.

What is the average 401(k) balance at Nd Paper Inc?

About $143,335 per account: $85.1 million in plan assets across 594 accounts with a balance at the end of plan year 2024.

Who manages the Nd Paper Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Nd Paper Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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