New York Community Bancorp, Inc. 401(k) Plan: Login, Facts & Contact Information

New York Community Bancorp, Inc. 401(k) Plan Facts

Plan name
FLAGSTAR FINANCIAL, INC. EMPLOYEE SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FLAGSTAR FINANCIAL, INC. · formerly New York Community Bancorp, Inc.
Participants
5,830 (7,891 active employees)
Former employees with a balance
11,159
Plan assets
$917,757,251 at Dec 31, 2024
Average account balance
$93,859 across 9,778 accounts
Employer contributions
$26,392,709 in plan year 2024 (25% of all contributions)
Recordkeeper
Empower Life & Annuity Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1992
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 21, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $107.5 million went into the plan in contributions, $26.4 million of it from the employer (25%).
  • $171.9 million was paid out to participants.
  • Investment and other income added $12.7 million.
  • Administrative expenses were $570,125, about $58 per account.

How the New York Community Bancorp, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,894$210.5 million—$21.5 million
20203,630$234.2 million$5.70 million$14.4 million
20213,638$473.6 million$6.03 million$14.4 million
20225,161$373.9 million$6.48 million$33.8 million
20234,787$544.9 million$9.63 million$52.5 million
20245,830$917.8 million$26.4 million$171.9 million

New York Community Bancorp, Inc. 401(k) Contact Information

Phone
516-500-6686
Mailing address
102 DUFFY AVENUE, HICKSVILLE NY 11801
Plan sponsor
FLAGSTAR FINANCIAL, INC.
Plan administrator
PENTEGRA SERVICES INC.
Employer identification number (EIN)
06-1377322
Plan number
004

Questions about the New York Community Bancorp, Inc. 401(k)

Does New York Community Bancorp, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $26.4 million, 25% of all contributions.

Does the New York Community Bancorp, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the New York Community Bancorp, Inc 401(k) plan?

5,830 participants at the start of plan year 2024, 7,891 of them active employees, and 11,159 former employees who still had money in the plan.

What is the average 401(k) balance at New York Community Bancorp, Inc?

About $93,859 per account: $917.8 million in plan assets across 9,778 accounts with a balance at the end of plan year 2024.

Who manages the New York Community Bancorp, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE & ANNUITY INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at New York Community Bancorp, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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