Northeast Credit Union 401(k) Plan: Login, Facts & Contact Information

Northeast Credit Union 401(k) Plan Facts

Plan name
LIGHTHOUSE CREDIT UNION 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LIGHTHOUSE FEDERAL CREDIT UNION
Participants
595 (387 active employees)
Former employees with a balance
191
Plan assets
$39,919,208 at Dec 31, 2024
Average account balance
$69,789 across 572 accounts
Employer contributions
$2,479,606 in plan year 2024 (44% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.66 million went into the plan in contributions, $2.48 million of it from the employer (44%).
  • $4.17 million was paid out to participants.
  • Investment and other income added $4.54 million.
  • Administrative expenses were $4,250, about $7 per account.

How the Northeast Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019405$28.1 million$1.73 million$1.18 million
2020435$32.6 million$1.87 million$2.50 million
2021431$37.6 million$1.89 million$3.43 million
2022437$30.6 million$2.14 million$4.73 million
2023515$33.9 million$1.41 million$5.50 million
2024595$39.9 million$2.48 million$4.17 million

Northeast Credit Union 401(k) Contact Information

Phone
603-422-9818
Mailing address
PO BOX 1240, PORTSMOUTH NH 03802
Plan sponsor
LIGHTHOUSE FEDERAL CREDIT UNION
Employer identification number (EIN)
02-0222930
Plan number
003

Questions about the Northeast Credit Union 401(k)

Does Northeast Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.48 million, 44% of all contributions.

Does the Northeast Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Northeast Credit Union 401(k) plan?

595 participants at the start of plan year 2024, 387 of them active employees, and 191 former employees who still had money in the plan.

What is the average 401(k) balance at Northeast Credit Union?

About $69,789 per account: $39.9 million in plan assets across 572 accounts with a balance at the end of plan year 2024.

Who manages the Northeast Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Northeast Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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