Northeast Michigan Community Service Agency, Inc. 401(k) Plan: Login, Facts & Contact Information

Northeast Michigan Community Service Agency, Inc. 401(k) Plan Facts

Plan name
NORTHEAST MICHIGAN COMMUNITY SERVICE AGENCY, INC. PROFIT SHARING PLAN
Plan type
401(k) and profit sharing
Plan sponsor
NORTHEAST MICHIGAN COMMUNITY SERVICE AGENCY, INC.
Participants
802 (598 active employees)
Former employees with a balance
196
Plan assets
$32,711,289 at Dec 31, 2024
Average account balance
$41,354 across 791 accounts
Employer contributions
$1,702,165 in plan year 2024 (52% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1983
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.27 million went into the plan in contributions, $1.70 million of it from the employer (52%).
  • $3.65 million was paid out to participants.
  • Investment and other income added $3.71 million.
  • Administrative expenses were $107,336, about $136 per account.

How the Northeast Michigan Community Service Agency, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019531$24.8 million$1.20 million$1.20 million
2020754$26.8 million$1.30 million$3.24 million
2021806$31.2 million$1.32 million$2.76 million
2022851$25.8 million$1.42 million$2.89 million
2023937$29.5 million$1.60 million$3.68 million
2024802$32.7 million$1.70 million$3.65 million

Northeast Michigan Community Service Agency, Inc. 401(k) Contact Information

Phone
989-358-4600
Mailing address
2569 US 23 SOUTH, ALPENA MI 497074617
Plan sponsor
NORTHEAST MICHIGAN COMMUNITY SERVICE AGENCY, INC.
Employer identification number (EIN)
38-1873461
Plan number
002

Questions about the Northeast Michigan Community Service Agency, Inc. 401(k)

Does Northeast Michigan Community Service Agency, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.70 million in employer contributions for plan year 2024.

Does the Northeast Michigan Community Service Agency, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Northeast Michigan Community Service Agency, Inc 401(k) plan?

802 participants at the start of plan year 2024, 598 of them active employees, and 196 former employees who still had money in the plan.

What is the average 401(k) balance at Northeast Michigan Community Service Agency, Inc?

About $41,354 per account: $32.7 million in plan assets across 791 accounts with a balance at the end of plan year 2024.

Who manages the Northeast Michigan Community Service Agency, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Northeast Michigan Community Service Agency, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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