Northern Rivers Family Services, Inc. 401(k) Plan: Login, Facts & Contact Information

Northern Rivers Family Services, Inc. 401(k) Plan Facts

Plan name
NORTHERN RIVERS FAMILY SERVICES, INC. AND MEMBER AGENCIES RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
NORTHERN RIVERS FAMILY SERVICES, INC.
Participants
2,310 (1,193 active employees)
Former employees with a balance
1,020
Plan assets
$61,121,751 at Jun 30, 2025
Average account balance
$27,669 across 2,209 accounts
Employer contributions
$2,842,063 in plan year 2024 (50% of all contributions)
Recordkeeper
Epic Retirement Plan Services
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 2016
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 10, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.68 million went into the plan in contributions, $2.84 million of it from the employer (50%).
  • $3.98 million was paid out to participants.
  • Investment and other income added $6.61 million.
  • Administrative expenses were $209,343, about $95 per account.

How the Northern Rivers Family Services, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,032$35.9 million$1.36 million$2.50 million
20202,344$47.0 million$1.90 million$2.84 million
20212,043$40.4 million$1.49 million$3.83 million
20222,086$46.7 million$2.25 million$4.55 million
20232,130$53.0 million$2.66 million$4.78 million
20242,310$61.1 million$2.84 million$3.98 million

Northern Rivers Family Services, Inc. 401(k) Contact Information

Phone
518-407-1130
Mailing address
60 ACADEMY ROAD, ALBANY NY 12208
Plan sponsor
NORTHERN RIVERS FAMILY SERVICES, INC.
Employer identification number (EIN)
46-0759782
Plan number
001

Questions about the Northern Rivers Family Services, Inc. 401(k)

Does Northern Rivers Family Services, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.84 million, 50% of all contributions.

Does the Northern Rivers Family Services, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Northern Rivers Family Services, Inc 401(k) plan?

2,310 participants at the start of plan year 2024, 1,193 of them active employees, and 1,020 former employees who still had money in the plan.

What is the average 401(k) balance at Northern Rivers Family Services, Inc?

About $27,669 per account: $61.1 million in plan assets across 2,209 accounts with a balance at the end of plan year 2024.

Who manages the Northern Rivers Family Services, Inc 401(k) accounts?

EPIC Retirement Plan Services is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Northern Rivers Family Services, Inc. How do I access my 401(k)?

Your account stays with EPIC Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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