Old Second Bancorp, Inc 401(k) Plan: Login, Facts & Contact Information
Old Second Bancorp, Inc 401(k) Login
133 former Old Second Bancorp, Inc employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Old Second Bancorp, Inc 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $7.92 million went into the plan in contributions, $2.34 million of it from the employer (30%).
- $7.75 million was paid out to participants.
- Investment and other income added $12.4 million.
- Administrative expenses were $27,480, about $34 per account.
How the Old Second Bancorp, Inc 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 616 | $70.7 million | $1.15 million | $7.04 million |
| 2020 | 699 | $77.2 million | $1.27 million | $4.29 million |
| 2021 | 862 | $86.4 million | $1.37 million | $7.32 million |
| 2022 | 1,091 | $75.8 million | $1.99 million | $9.09 million |
| 2023 | 1,031 | $89.0 million | $2.16 million | $8.75 million |
| 2024 | 999 | $101.6 million | $2.34 million | $7.75 million |
Old Second Bancorp, Inc 401(k) Contact Information
Questions about the Old Second Bancorp, Inc 401(k)
Does Old Second Bancorp, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.34 million, 30% of all contributions.
Does the Old Second Bancorp, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Old Second Bancorp, Inc 401(k) plan?
999 participants at the start of plan year 2024, 883 of them active employees, and 133 former employees who still had money in the plan.
What is the average 401(k) balance at Old Second Bancorp, Inc?
About $125,858 per account: $101.6 million in plan assets across 807 accounts with a balance at the end of plan year 2024.
Who manages the Old Second Bancorp, Inc 401(k) accounts?
EPIC Retirement Plan Services is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Old Second Bancorp, Inc. How do I access my 401(k)?
Your account stays with EPIC Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.