On Top Of The World Communities 401(k) Plan: Login, Facts & Contact Information
On Top Of The World Communities 401(k) Login
74 former On Top Of The World Communities employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
On Top Of The World Communities 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.28 million went into the plan in contributions, $338,980 of it from the employer (15%).
- $1.48 million was paid out to participants.
- Investment and other income added $1.88 million.
- Administrative expenses were $125,232, about $186 per account.
How the On Top Of The World Communities 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 478 | $8.03 million | $170,456 | $542,001 |
| 2020 | 466 | $10.3 million | $194,927 | $717,638 |
| 2021 | 586 | $13.0 million | $260,966 | $358,222 |
| 2022 | 648 | $11.5 million | $329,129 | $1.29 million |
| 2023 | 666 | $14.1 million | $350,183 | $1.37 million |
| 2024 | 713 | $16.6 million | $338,980 | $1.48 million |
On Top Of The World Communities 401(k) Contact Information
Questions about the On Top Of The World Communities 401(k)
Does On Top Of The World Communities contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $338,980, 15% of all contributions.
Does the On Top Of The World Communities 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the On Top Of The World Communities 401(k) plan?
713 participants at the start of plan year 2024, 715 of them active employees, and 74 former employees who still had money in the plan.
What is the average 401(k) balance at On Top Of The World Communities?
About $24,625 per account: $16.6 million in plan assets across 675 accounts with a balance at the end of plan year 2024.
Who manages the On Top Of The World Communities 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at On Top Of The World Communities. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.