Ontario Refrigeration Service, Inc. 401(k) Plan: Login, Facts & Contact Information

Ontario Refrigeration Service, Inc. 401(k) Plan Facts

Plan name
ONTARIO REFRIGERATION SERVICE, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ONTARIO REFRIGERATION SERVICE, INC.
Participants
420 (285 active employees)
Former employees with a balance
163
Plan assets
$25,732,491 at Dec 31, 2024
Average account balance
$59,155 across 435 accounts
Employer contributions
$683,835 in plan year 2024 (24% of all contributions)
Recordkeeper
Empower Annuity Ins Co Of America
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.90 million went into the plan in contributions, $683,835 of it from the employer (24%).
  • $5.44 million was paid out to participants.
  • Investment and other income added $3.08 million.
  • Administrative expenses were $188,056, about $432 per account.

How the Ontario Refrigeration Service, Inc. 401(k) changed, 2018–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2018259$14.7 million$371,233$781,155
2019300$18.0 million$406,328$1.23 million
2020322$22.2 million$432,419$569,726
2021310$25.2 million$459,123$1.28 million
2023397$25.4 million$590,725$3.91 million
2024420$25.7 million$683,835$5.44 million

Ontario Refrigeration Service, Inc. 401(k) Contact Information

Phone
909-984-2771
Mailing address
635 SOUTH MOUNTAIN AVENUE, ONTARIO CA 91762
Plan sponsor
ONTARIO REFRIGERATION SERVICE, INC.
Employer identification number (EIN)
95-2750584
Plan number
001

Questions about the Ontario Refrigeration Service, Inc. 401(k)

Does Ontario Refrigeration Service, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $683,835, 24% of all contributions.

Does the Ontario Refrigeration Service, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ontario Refrigeration Service, Inc 401(k) plan?

420 participants at the start of plan year 2024, 285 of them active employees, and 163 former employees who still had money in the plan.

What is the average 401(k) balance at Ontario Refrigeration Service, Inc?

About $59,155 per account: $25.7 million in plan assets across 435 accounts with a balance at the end of plan year 2024.

Who manages the Ontario Refrigeration Service, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS CO OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ontario Refrigeration Service, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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