Opendoor Labs Inc. 401(k) Plan: Login, Facts & Contact Information

Opendoor Labs Inc. 401(k) Plan Facts

Plan name
OPENDOOR LABS INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
OPENDOOR LABS INC.
Participants
2,458 (1,130 active employees)
Former employees with a balance
741
Plan assets
$67,456,456 at Dec 31, 2024
Average account balance
$35,170 across 1,918 accounts
Employer contributions
$925,625 in plan year 2024 (7% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2017
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $13.5 million went into the plan in contributions, $925,625 of it from the employer (7%).
  • $16.4 million was paid out to participants.
  • Investment and other income added $9.39 million.
  • Administrative expenses were $157,972, about $82 per account.

How the Opendoor Labs Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,255$18.0 million$1$1.13 million
20201,575$25.6 million$0$3.51 million
20211,670$40.0 million$0$5.30 million
20222,952$46.8 million$0$5.22 million
20233,588$61.3 million$0$10.6 million
20242,458$67.5 million$925,625$16.4 million

Opendoor Labs Inc. 401(k) Contact Information

Phone
415-823-5564
Mailing address
410 NORTH SCOTTSDALE ROAD, SUITE 16, TEMPE AZ 85288
Plan sponsor
OPENDOOR LABS INC.
Employer identification number (EIN)
46-4975399
Plan number
001

Questions about the Opendoor Labs Inc. 401(k)

Does Opendoor Labs Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $925,625, 7% of all contributions.

Does the Opendoor Labs Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Opendoor Labs Inc 401(k) plan?

2,458 participants at the start of plan year 2024, 1,130 of them active employees, and 741 former employees who still had money in the plan.

What is the average 401(k) balance at Opendoor Labs Inc?

About $35,170 per account: $67.5 million in plan assets across 1,918 accounts with a balance at the end of plan year 2024.

Who manages the Opendoor Labs Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Opendoor Labs Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 165 MAIN STREET, OSSINING, NY, 10562
Headquarter: 660 3RD STREET, SUITE 100, SAN FRANCISCO, CA, 94107
Headquarter: 1601 CHESTNUT STREET TL05T, PHILADELPHIA, PA, 19192
Headquarter: ONE JOHN DEERE PLACE, MOLINE, IL, 61265
Headquarter: 200 WEST STREET, NEW YORK, NY, 10282