Opportunity Bank Of Montana 401(k) Plan: Login, Facts & Contact Information

Opportunity Bank Of Montana 401(k) Plan Facts

Plan name
OPPORTUNITY BANK OF MONTANA PROFIT SHARING PLAN & TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
OPPORTUNITY BANK OF MONTANA
Participants
515 (369 active employees)
Former employees with a balance
121
Plan assets
$40,010,613 at Dec 31, 2024
Average account balance
$87,169 across 459 accounts
Employer contributions
$1,704,734 in plan year 2024 (40% of all contributions)
Recordkeeper
Nwps
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1976
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.25 million went into the plan in contributions, $1.70 million of it from the employer (40%).
  • $4.45 million was paid out to participants.
  • Investment and other income added $5.20 million.
  • Administrative expenses were $36,035, about $79 per account.

How the Opportunity Bank Of Montana 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019314$18.3 million$1.19 million$1.63 million
2020354$23.2 million$1.52 million$1.25 million
2021395$28.9 million$1.78 million$2.07 million
2022414$28.9 million$1.86 million$1.20 million
2023524$35.1 million$1.83 million$2.59 million
2024515$40.0 million$1.70 million$4.45 million

Opportunity Bank Of Montana 401(k) Contact Information

Phone
406-442-3080
Mailing address
P.O. BOX 4999, HELENA MT 59604
Plan sponsor
OPPORTUNITY BANK OF MONTANA
Employer identification number (EIN)
81-0105500
Plan number
002

Questions about the Opportunity Bank Of Montana 401(k)

Does Opportunity Bank Of Montana contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.70 million, 40% of all contributions.

Does the Opportunity Bank Of Montana 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Opportunity Bank Of Montana 401(k) plan?

515 participants at the start of plan year 2024, 369 of them active employees, and 121 former employees who still had money in the plan.

What is the average 401(k) balance at Opportunity Bank Of Montana?

About $87,169 per account: $40.0 million in plan assets across 459 accounts with a balance at the end of plan year 2024.

Who manages the Opportunity Bank Of Montana 401(k) accounts?

NWPS is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Opportunity Bank Of Montana. How do I access my 401(k)?

Your account stays with NWPS after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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