Oregon Community Credit Union 401(k) Plan: Login, Facts & Contact Information

Oregon Community Credit Union 401(k) Plan Facts

Plan name
OREGON COMMUNITY CREDIT UNION 401(K) PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
OREGON COMMUNITY CREDIT UNION
Participants
718 (605 active employees)
Former employees with a balance
51
Plan assets
$67,785,817 at Dec 31, 2024
Average account balance
$96,424 across 703 accounts
Employer contributions
$2,457,576 in plan year 2024 (37% of all contributions)
Recordkeeper
Empower Annuity Ins Co Of America
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.69 million went into the plan in contributions, $2.46 million of it from the employer (37%).
  • $4.78 million was paid out to participants.
  • Investment and other income added $8.42 million.
  • Administrative expenses were $241,325, about $343 per account.

How the Oregon Community Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019473$37.4 million$2.02 million$2.66 million
2020488$45.2 million$2.13 million$3.21 million
2021526$50.2 million$2.44 million$7.23 million
2022672$46.5 million$3.05 million$2.27 million
2023701$57.7 million$3.34 million$4.80 million
2024718$67.8 million$2.46 million$4.78 million

Oregon Community Credit Union 401(k) Contact Information

Phone
541-687-2347
Mailing address
PO BOX 77002, SPRINGFIELD OR 974750146
Plan sponsor
OREGON COMMUNITY CREDIT UNION
Plan administrator
TRUSTEES OF THE OREGON COMMUNITY CREDIT UNION 401(K) PLAN AND TRUST
Employer identification number (EIN)
93-0492535
Plan number
033

Questions about the Oregon Community Credit Union 401(k)

Does Oregon Community Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.46 million, 37% of all contributions.

Does the Oregon Community Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Oregon Community Credit Union 401(k) plan?

718 participants at the start of plan year 2024, 605 of them active employees, and 51 former employees who still had money in the plan.

What is the average 401(k) balance at Oregon Community Credit Union?

About $96,424 per account: $67.8 million in plan assets across 703 accounts with a balance at the end of plan year 2024.

Who manages the Oregon Community Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS CO OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Oregon Community Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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