Pacific Life Insurance Company 401(k) Plan: Login, Facts & Contact Information

Pacific Life Insurance Company 401(k) Plan Facts

Plan name
PACIFIC LIFE INSURANCE COMPANY RETIREMENT INCENTIVE SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PACIFIC LIFE INSURANCE COMPANY
Participants
4,956 (3,436 active employees)
Former employees with a balance
1,575
Plan assets
$1,778,730,074 at Dec 31, 2024
Average account balance
$353,273 across 5,035 accounts
Employer contributions
$53,620,525 in plan year 2024 (44% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1975
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $122.6 million went into the plan in contributions, $53.6 million of it from the employer (44%).
  • $148.6 million was paid out to participants.
  • Investment and other income added $208.2 million.
  • Administrative expenses were $570,012, about $113 per account.

How the Pacific Life Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,555$1.32 billion$41.1 million$65.2 million
20204,579$1.52 billion$42.2 million$78.5 million
20214,787$1.64 billion$38.9 million$157.0 million
20224,703$1.37 billion$44.7 million$101.7 million
20234,814$1.60 billion$47.9 million$121.0 million
20244,956$1.78 billion$53.6 million$148.6 million

Pacific Life Insurance Company 401(k) Contact Information

Phone
949-219-3557
Mailing address
700 NEWPORT CENTER DRIVE, NEWPORT BEACH CA 926606397
Plan sponsor
PACIFIC LIFE INSURANCE COMPANY
Plan administrator
PACIFIC LIFE BENEFIT PLANS COMMITTEE
Employer identification number (EIN)
95-1079000
Plan number
007

Questions about the Pacific Life Insurance Company 401(k)

Does Pacific Life Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $53.6 million, 44% of all contributions.

Does the Pacific Life Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Pacific Life Insurance Company 401(k) plan?

4,956 participants at the start of plan year 2024, 3,436 of them active employees, and 1,575 former employees who still had money in the plan.

What is the average 401(k) balance at Pacific Life Insurance Company?

About $353,273 per account: $1.78 billion in plan assets across 5,035 accounts with a balance at the end of plan year 2024.

Who manages the Pacific Life Insurance Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pacific Life Insurance Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 58 TEHAMA STREET, SAN FRANCISCO, CA, 94105
Headquarter: 555 MARKET STREET, THIRD FLOOR, SAN FRANCISCO, CA, 94105
Headquarter: 1050 WESTLAKES DRIVE, BERWYN, PA, 19312
Headquarter: 488 8TH AVENUE MAILSTOP HQ04N5, SAN DIEGO, CA, 92101
Headquarter: 25 ATLANTIC AVENUE, ERLANGER, KY, 410183151