Paq, Inc. Dba Food 4 Less 401(k) Plan: Login, Facts & Contact Information

Paq, Inc. Dba Food 4 Less 401(k) Plan Facts

Plan name
FOOD 4 LESS SALARY SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PAQ, INC. DBA FOOD 4 LESS
Participants
1,792 (1,403 active employees)
Former employees with a balance
426
Plan assets
$85,065,994 at Dec 31, 2024
Average account balance
$74,685 across 1,139 accounts
Recordkeeper
Transamerica Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1996
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.62 million went into the plan in contributions.
  • $7.77 million was paid out to participants.
  • Investment and other income added $12.5 million.
  • Administrative expenses were $27,420, about $24 per account.

How the Paq, Inc. Dba Food 4 Less 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,720$70.6 million$736,335$3.21 million
20201,735$77.4 million$832,782$8.07 million
20211,715$87.6 million$834,124$5.44 million
20221,722$68.0 million—$6.18 million
20231,575$77.7 million—$5.62 million
20241,792$85.1 million—$7.77 million

Paq, Inc. Dba Food 4 Less 401(k) Contact Information

Phone
209-858-9411
Mailing address
3021 REYNOLDS RANCH PARKWAY SUITE 230, LODI CA 95240
Plan sponsor
PAQ, INC. DBA FOOD 4 LESS
Employer identification number (EIN)
68-0363934
Plan number
002

Questions about the Paq, Inc. Dba Food 4 Less 401(k)

Does Paq, Inc. Dba Food 4 Less contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Paq, Inc. Dba Food 4 Less 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Paq, Inc. Dba Food 4 Less 401(k) plan?

1,792 participants at the start of plan year 2024, 1,403 of them active employees, and 426 former employees who still had money in the plan.

What is the average 401(k) balance at Paq, Inc. Dba Food 4 Less?

About $74,685 per account: $85.1 million in plan assets across 1,139 accounts with a balance at the end of plan year 2024.

Who manages the Paq, Inc. Dba Food 4 Less 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Paq, Inc. Dba Food 4 Less. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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