Pathfinder Bank 401(k) Plan: Login, Facts & Contact Information
Pathfinder Bank 401(k) Login
47 former Pathfinder Bank employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Pathfinder Bank 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 28, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.97 million went into the plan in contributions, $886,244 of it from the employer (45%).
- $4.74 million was paid out to participants.
- Investment and other income added $2.99 million.
- Administrative expenses were $59,096, about $204 per account.
How the Pathfinder Bank 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 168 | $17.2 million | $684,150 | $1.36 million |
| 2020 | 201 | $18.8 million | $677,376 | $1.40 million |
| 2021 | 198 | $20.6 million | $728,076 | $3.05 million |
| 2022 | 195 | $18.4 million | $769,933 | $1.35 million |
| 2023 | 246 | $20.4 million | $816,840 | $1.42 million |
| 2024 | 328 | $20.5 million | $886,244 | $4.74 million |
Pathfinder Bank 401(k) Contact Information
Questions about the Pathfinder Bank 401(k)
Does Pathfinder Bank contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $886,244, 45% of all contributions.
Does the Pathfinder Bank 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Pathfinder Bank 401(k) plan?
328 participants at the start of plan year 2024, 271 of them active employees, and 47 former employees who still had money in the plan.
What is the average 401(k) balance at Pathfinder Bank?
About $71,097 per account: $20.5 million in plan assets across 289 accounts with a balance at the end of plan year 2024.
Who manages the Pathfinder Bank 401(k) accounts?
Nationwide is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Pathfinder Bank. How do I access my 401(k)?
Your account stays with Nationwide after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.