Perspectives Corporation 401(k) Plan: Login, Facts & Contact Information

Perspectives Corporation 401(k) Plan Facts

Plan name
PERSPECTIVES CORPORATION 401K SAVINGS PLAN
Plan type
401(k) with employer contributions
Plan sponsor
PERSPECTIVES CORPORATION
Participants
587 (433 active employees)
Former employees with a balance
142
Plan assets
$27,502,874 at Dec 31, 2024
Average account balance
$77,255 across 356 accounts
Employer contributions
$498,251 in plan year 2024 (38% of all contributions)
Recordkeeper
Transamerica Retirement Solutions
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 5, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.30 million went into the plan in contributions, $498,251 of it from the employer (38%).
  • $1.11 million was paid out to participants.
  • Investment and other income added $3.21 million.
  • Administrative expenses were $86,402, about $243 per account.

How the Perspectives Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019612$21.9 million$363,455$1.79 million
2020673$23.9 million$388,819$2.39 million
2021650$25.7 million$400,078$2.03 million
2022543$21.5 million$472,323$725,258
2023565$24.2 million$448,482$1.88 million
2024587$27.5 million$498,251$1.11 million

Perspectives Corporation 401(k) Contact Information

Phone
401-294-3990
Mailing address
1130 TEN ROD ROAD BUILDING B, SUITE 101-102, NORTH KINGSTOWN RI 028524161
Plan sponsor
PERSPECTIVES CORPORATION
Employer identification number (EIN)
05-0376486
Plan number
001

Questions about the Perspectives Corporation 401(k)

Does Perspectives Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $498,251, 38% of all contributions.

Does the Perspectives Corporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Perspectives Corporation 401(k) plan?

587 participants at the start of plan year 2024, 433 of them active employees, and 142 former employees who still had money in the plan.

What is the average 401(k) balance at Perspectives Corporation?

About $77,255 per account: $27.5 million in plan assets across 356 accounts with a balance at the end of plan year 2024.

Who manages the Perspectives Corporation 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA RETIREMENT SOLUTIONS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Perspectives Corporation. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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